How do I know if debt settlement is the best option for me?
If you’re struggling with monthly payments, facing creditor harassment, or dealing with legal cases, the settlement could be the right choice for you. It offers a path to eliminate debt and achieve a debt-free life.
What types of debt can Sharma Debt Solutions (SDS) help me with?
If personal loans, credit card debts, payday loans, and BNPL (Buy Now, Pay Later) loans make up the bulk of your debt, our Debt Relief Platform can deliver positive results. Most unsecured debts, which aren’t backed by collateral, can be enrolled. You can expect a good outcome from our Settlement Platform if these types of debts make up the majority of your debt load.
What is the cost of the Settlement Packages?
For clients with outstanding debts over ₹8 lakhs, we recommend our Gold Package, which costs ₹31,000 for 5 months. This fee remains the same for renewals every 5 months, providing stability for your financial planning. We operate primarily on an advisory basis, which means we don’t have the overhead costs typical of other agencies. This allows us to help you save significantly—often in the lakhs—compared to traditional debt relief services.
Additionally, we do not have investors and are not under pressure to meet ROI or targets. This means we work without the added pressure to return profits to investors, which further reduces the overall cost to our clients.
How much will I save with the Sharma Debt Relief Platform?
You can save a significant amount with our platform. While we aim to help you settle for 20% – 30% of your outstanding debt, in some cases, our expert advice can help you save up to 80%. All claims are estimates and not all debts
Will Settlement impact my credit scores?
Yes, settlement can impact your credit score. However, your credit score will gradually improve once your debt is settled.
Are there any hidden charges?
There are no hidden charges..