Our Role & Engagement Framework
This page outlines the role, scope, and professional boundaries of Sharma Debt Solutions™. It is intended to provide clarity to clients, professionals, and other stakeholders engaging with our platform.
1. Our Role
Sharma Debt Solutions™ operates as an independent debt resolution consultancy. Our work focuses on structured guidance for borrowers facing loan stress, recovery-related pressure, legal communication, and settlement-related considerations.
We provide advisory input, strategic clarity, and engagement discipline. All decisions related to repayment, settlement, or legal action remain with the client.
2. What We Do Not Do
To maintain transparency and avoid misunderstanding, it is important to clarify what Sharma Debt Solutions™ does not offer:
- We do not guarantee outcomes, settlement percentages, or timelines.
- We do not act as a bank, NBFC, lender, or recovery agency.
- We do not impersonate lenders, legal authorities, or government bodies.
- We do not provide court representation or act as a law firm.
3. Engagement Framework
Client engagements typically follow a structured process:
- Initial consultation to understand context and concerns
- Review of information shared by the client
- Strategic guidance based on prevailing practices and experience
- Ongoing advisory support, where applicable
Engagements are advisory in nature and focus on clarity, risk awareness, and informed decision-making.
4. Legal & Professional Coordination
Where matters require formal legal handling, Sharma Debt Solutions™ may assist in coordinating with independent advocates or professionals. Such professionals are engaged directly by clients in accordance with applicable laws and professional standards.
Sharma Debt Solutions™ does not provide legal representation or issue legal opinions as a law firm.
5. Professional Boundaries & Confidentiality
Client information is shared voluntarily for advisory purposes. We expect all engagements to be conducted with professionalism, confidentiality, and discretion.
Clients remain responsible for the accuracy and completeness of information shared during consultations.
6. Client Responsibility
While we provide structured guidance, final decisions and actions rest solely with the client. Outcomes depend on multiple factors beyond advisory control, including lender policies, timing, and individual circumstances.
This framework exists to ensure transparency, set realistic expectations, and maintain professional integrity across all engagements.