Every month your credit card bill shows two numbers: Total Amount Due and Minimum Amount Due. At first glance, the minimum due seems like a relief. Instead of paying ₹50,000 in full, you could just pay ₹2,500 and avoid penalties. But the reality is different. Paying only the minimum due in credit card bills is […]
Minimum Due in Credit Card (India): The Complete 2025 Guide Read More »
Have you ever opened your bank app and seen something like –₹98.50 in your savings account? That sinking feeling. That moment of confusion.You’re not alone. Whether it’s maintenance charges, auto-debits, or penalty deductions, a negative balance can feel like a silent trap — especially when the bank starts sending texts and calling you like you’ve
RBI Guidelines for Negative Balance Bank Account [2025 Update] Read More »
What is Loan Settlement? Loan settlement is a process where borrowers negotiate with their lenders to reduce the total amount owed on a loan. This typically happens when the borrower is unable to repay the full amount due to financial challenges. Through the settlement process, the lender agrees to accept a lump-sum payment that is
How to Do Loan Settlement in 2025 | Sharma Debt Solutions Read More »
Debt: A Big Threat to Your Mental Peace In today’s fast-paced world, financial stability is a cornerstone of overall well-being. However, for many, achieving this stability is hindered by the burden of debt. Whether it’s from student loans, credit cards, mortgages, or personal loans, debt can cast a long shadow over an individual’s life, significantly
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How a Good Debt Advisor Can Change Your Life In today’s complex financial landscape, managing debt effectively can be overwhelming. Many individuals find themselves struggling to make sense of their financial obligations, often leading to stress and a feeling of helplessness. This is where a good debt advisor can make a transformative difference. Engaging the
A Good Debt Advisor Can Change Your Life Read More »