Credit card debt

Credit card debt has quietly become one of the biggest personal finance challenges in India. It doesn’t strike like a sudden storm—it grows slowly, silently, and painfully. One delayed payment becomes two, interest compounding turns manageable dues into mountains, minimum payments feel endless, and before you know it, your financial life feels hijacked. If you […]

Credit card bills piling up faster than you can clear them? Minimum payments barely scratching the surface? You’re not alone. Millions of Indians fall into the same trap every year — swiping for convenience and ending up in a cycle of compounding interest. Watch: How to Settle Credit Card Debt in India — Explained Simply

If you’re buried under credit card dues and recovery calls are eating away at your peace of mind, you’ve probably searched for a credit card settlement agency in India. You’ve seen the promises: “Settle at 70% off!” or “Instant relief from harassment!” But the truth is different. Most “agencies” charge heavy commissions, offer surface-level solutions

So, what happens if I pay minimum due on credit card? Let’s break it down in simple words. We’ve all been there. The credit card bill arrives, your eyes pop out looking at the total outstanding, and then you spot a smaller, seemingly harmless number: “Minimum Due.” Relief washes over you — “Great, I’ll just