Budgeting

If you’ve ever missed a credit card payment or felt trapped under growing dues, you need to understand what the Supreme Court judgement on credit card defaulters really means. In 2024, India’s highest court changed the game — reshaping how banks charge interest, how consumer courts intervene, and how far recovery agents can go. This […]

If you’re carrying a loan you can’t keep up with, or considering settling it early, you probably want to know: how much will I actually pay if I opt for settlement? That’s where a good loan settlement calculator comes in. In this article, I’ll show you what settlement means, how to calculate it, what impacts

CIBIL Suit Filed means that a lender has reported to the credit bureau (CIBIL) that legal action has been initiated against a borrower due to loan default or non-payment. It may or may not indicate an actual court case, but it negatively affects your credit score and loan eligibility. If you’ve checked your credit report

If you’re buried under loan payments and struggling to catch up, a loan settlement letter could be your first step toward financial relief. Whether it’s a personal loan, credit card, or business debt, knowing how to draft a proper settlement letter can help you reduce your dues legally and professionally. Need urgent loan settlement help?

How to Check Active Loans on Your PAN Card (Step-by-Step Guide) If you’ve ever wondered, “Are there any loans running in my name?” — this guide is for you. In 2024–25, loan frauds and identity misuse have become more common than ever. From instant apps to hidden EMIs you forgot, your PAN card may be

Are you planning to settle your debt and thinking exactly how to negotiate personal loan settlement? If so, this blog post has everything you need. Facing the challenge of repaying a personal loan can be daunting, but understanding the intricacies of loan settlement can provide a viable path forward. This guide delves into the all