Loan Moratorium Supreme Court Ruling Explained: What Borrowers Must Know in 2026

Loan moratorium Supreme Court rulings have left many borrowers in India confused and stressed. Are EMIs paused? Are recovery agents still allowed to call you? If you’re searching for clarity on what the Supreme Court actually said — and what it means for your loans — you’re not alone. Thousands of borrowers are still trying […]

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Urgent Loan for CIBIL Defaulters in 2026 – Should You or Shouldn’t You?

Are you searching for an urgent loan for CIBIL defaulters? You’re not alone. Thousands of borrowers across India find themselves in the same situation — stuck with a poor credit score and desperately looking for a loan to fix immediate money problems. Whether it’s a medical bill, EMIs piling up, or pressure from family —

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How to Remove Suit Filed from CIBIL Report in 2026 – Legal & Practical Fixes

If you’ve ever seen the term “Suit Filed” in your CIBIL report, you’ve probably felt that sinking feeling — like your financial future just hit a wall. But here’s the truth most borrowers don’t know: That Suit Filed remark is not permanent. Yes, you can remove ‘Suit Filed’ from CIBIL legally — if you follow

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Recovery Agent Harassment in India: Proven Ways to Stop It & Protect Your Rights

Have you ever been bombarded by nonstop calls or surprise visits from loan recovery agents? If yes, you’re not alone. From personal loans to credit cards, many Indian borrowers have faced intimidation, abuse, and even illegal threats — all in the name of “recovering dues.” But here’s the truth most people don’t know: you have

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RBI Guidelines for Negative Balance Bank Account [2026 Update]

Have you ever opened your bank app and seen something like –₹98.50 in your savings account? That sinking feeling. That moment of confusion.You’re not alone. Whether it’s maintenance charges, auto-debits, or penalty deductions, a negative balance can feel like a silent trap — especially when the bank starts sending texts and calling you like you’ve

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Loan Settlement in India: Consultant vs Agency vs Restructuring — Which Is Better (And Why It Matters)

Loan settlement in India isn’t just about reducing debt — it’s about survival. When you’re getting nonstop recovery calls, legal threats, or you’ve already defaulted, choosing the right path can change everything. Feeling stuck with loan dues and endless recovery calls? You’re not alone. Loan default is rising fast in India, and most borrowers don’t

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Education Loan One Time Settlement in India – Process, Risks, and Reality (2026)

Education Loan One Time Settlement is a real and legal way to close your unpaid student loan in India You studied hard. Took a loan. Got your degree. But now… no job, no EMI, just endless bank calls and threats. The moment you open your phone, the recovery agent’s name appears again. If this feels

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Home Loan Settlement in India 2026: Step-by-Step Guide + Real Risks, CIBIL Impact & Legal Tips

If you’ve been struggling with your EMIs or facing foreclosure notices, you’ve probably wondered: “Can I settle my home loan instead of paying the full amount?” Short answer? Yes, but only if you do it right. In this guide, we’ll break down what home loan settlement really means, who qualifies, the step-by-step process, and the

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How to Settle Loan After Write Off in India? (2026 Guide)

Want to know how to settle loan after write off? You’re not alone. If you’ve ever defaulted on a loan, you’ve probably heard this scary line: “Sir, your account has been written off.” At first, it sounds like good news—like your loan just vanished. But here’s the deal : a loan write-off doesn’t mean you’re

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Personal Loan Settlement in India: The Ultimate Guide (2026 Edition)

Are you stuck with an unpaid personal loan and wondering if there’s a legal way out? Heard about ‘settlement’ but don’t know how it affects your credit score or what new RBI rules apply? Whether you’re getting daily calls or just want to know your options, this personal loan settlement guide will explain everything in

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