If you’ve ever searched for does foreclosure affect CIBIL score, you’re not alone. Whether it’s a home loan gone off track, a car loan you’re struggling with, or simply a decision you’re weighing, the question matters. This article breaks down if foreclosure affect CIBIL score, what the impact can be, and how you can manage […]
Does Foreclosure Affect CIBIL Score? Sharma Debt Solutions Explains Read More »
A “PDC cheque” might sound technical, but in India it’s a common instrument with real impact—especially when things go wrong. If someone’s asked you for a PDC cheque, or you’ve issued one or received one, you need to know how it works, what rules apply, what your risks are and how to protect yourself. Let’s
PDC Cheque: Everything You Must Know (Meaning, Uses, Risks & How to Stay Safe) Read More »
“Suit Filed.”Two words that make the calmest person break into a cold sweat — whether it’s from a lender, a court notice, or your CIBIL report. But here’s the truth: most people misunderstand what ‘Suit Filed’ actually means.It’s not automatically a criminal case, nor does it always mean a cop’s about to knock at your
Suit Filed Meaning in India (2026): Legal, Loan & Credit Report Context Explained Read More »
Let’s face it — debt in India isn’t just a financial issue; it’s emotional. When bills pile up, calls keep ringing, and sleep disappears, those words “debt settlement companies” start sounding like the perfect escape plan. But here’s the truth: not all debt settlement companies in India are created equal.Some genuinely help you settle debts
Credit card bills piling up faster than you can clear them? Minimum payments barely scratching the surface? You’re not alone. Millions of Indians fall into the same trap every year — swiping for convenience and ending up in a cycle of compounding interest. Watch: How to Settle Credit Card Debt in India — Explained Simply
How to Settle Credit Card Debt in India – Step-by-Step Process to Get Debt-Free Fast Read More »
If you Google section 25 of payment and settlement act, most articles sound like legal textbooks. That’s a problem — because your real concern isn’t the law’s technicalities; it’s your money, your risks, and your protection. In this article, we’ll break down Section 25 of Payment and Settlement Act in simple language — what it
Section 25 of Payment and Settlement Act: What Every Borrower Must Know Read More »
If you’ve ever missed a credit card payment or felt trapped under growing dues, you need to understand what the Supreme Court judgement on credit card defaulters really means. In 2024, India’s highest court changed the game — reshaping how banks charge interest, how consumer courts intervene, and how far recovery agents can go. This
Supreme Court Judgement on Credit Card Defaulters: Complete Guide for 2026 Read More »
Let’s face it — no one plans to default on a loan. When life hits hard, people settle debts just to breathe again.But when things calm down, a new fear creeps in: “Can I ever get another loan after settlement?” If that’s your question, here’s the real answer: Yes, you can get a loan after
Can I Get Loan After Settlement? — How to Rebuild Credit & Qualify Again (India, 2026) Read More »
If you’ve landed here, you’re probably asking a simple question with messy answers across the internet: What is the “Loan Recovery Meaning” in India — and what does it actually look like in real life? This guide cuts through jargon and gives you a 360° playbook: plain-English definitions, the real-world stages lenders follow, what rights
If recovery agent harassment is making your days miserable, you are not alone. In 2026, lakhs of borrowers are facing constant phone calls, threats, and intimidation from recovery agents. The good news? You don’t need to silently suffer. Recommended Read → RBI Guidelines for Loan Recovery (2026) – Borrower Rights Learn the full set of
Recovery Agent Harassment in India (2026): RBI Rules & How to Stop It Read More »