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  • What Happens If I Pay Minimum Due on Credit Card [India Guide]

    So, what happens if I pay minimum due on credit card? Let’s break it down in simple words. We’ve all been there. The credit card bill arrives, your eyes pop out looking at the total outstanding, and then you spot a smaller, seemingly harmless number: “Minimum Due.” Relief washes over you — “Great, I’ll just…

  • Loan Settlement Calculator India (2025): Estimate What You’d Really Pay

    If you’re carrying a loan you can’t keep up with, or considering settling it early, you probably want to know: how much will I actually pay if I opt for settlement? That’s where a good loan settlement calculator comes in. In this article, I’ll show you what settlement means, how to calculate it, what impacts…

  • How to Maximise Your Loan Settlement Percentage in India (2025): Expert Strategies That Work

    Let’s be real—debt can feel like carrying a mountain on your back. When the pressure of EMIs, interest, and collection calls pile up, negotiating a loan settlement percentage with your bank can be your shortcut to freedom. But here’s the kicker: most borrowers don’t know how to play the game right. The result? They either…

  • The Ultimate Guide to Arbitration in Loan Settlement (2025 Edition)

    Arbitration in loan settlement is increasingly becoming the go-to mechanism for resolving loan disputes — especially in credit card and personal loan cases where speed, confidentiality, and cost matter. For lenders and borrowers alike, arbitration offers an alternative to slow courtroom battles. But is it always better? And how does arbitration actually change the dynamics…

  • Minimum Due in Credit Card (India): The Complete 2025 Guide

    Every month your credit card bill shows two numbers: Total Amount Due and Minimum Amount Due. At first glance, the minimum due seems like a relief. Instead of paying ₹50,000 in full, you could just pay ₹2,500 and avoid penalties. But the reality is different. Paying only the minimum due in credit card bills is…

  • How To Settle Your Education Loan in Lok Adalat (Ultimate Guide 2025)

    If you’ve ever struggled with repaying your student loan, you’re not alone… If you’ve ever struggled with repaying your student loan, you’re not alone. Thousands of borrowers in India look for ways to settle education loan in Lok Adalat because it offers a faster, cheaper, and more humane route compared to lengthy court battles. In…

  • Car Loan Settlement Process in India (2025): Step-by-Step Guide to Foreclosure, Charges & Credit Score Impact

    Thinking of Closing That Car Loan Early? Whether you’re facing a financial crunch or just want to free yourself from those monthly EMIs, understanding the car loan settlement process is essential. Most people don’t realize how things like loan foreclosure, settlement offers, or even prepayment penalties can affect their credit score and future borrowing capacity.…

  • Loan Moratorium Supreme Court Ruling Explained: What Borrowers Must Know in 2025

    Loan moratorium Supreme Court rulings have left many borrowers in India confused and stressed. Are EMIs paused? Are recovery agents still allowed to call you? If you’re searching for clarity on what the Supreme Court actually said — and what it means for your loans — you’re not alone. Thousands of borrowers are still trying…

  • Urgent Loan for CIBIL Defaulters in 2025 – Should You or Shouldn’t You?

    Are you searching for an urgent loan for CIBIL defaulters? You’re not alone. Thousands of borrowers across India find themselves in the same situation — stuck with a poor credit score and desperately looking for a loan to fix immediate money problems. Whether it’s a medical bill, EMIs piling up, or pressure from family —…

  • How to Remove Suit Filed from CIBIL Report in 2025 – Legal & Practical Fixes

    If you’ve ever seen the term “Suit Filed” in your CIBIL report, you’ve probably felt that sinking feeling — like your financial future just hit a wall. But here’s the truth most borrowers don’t know: That Suit Filed remark is not permanent. Yes, you can remove ‘Suit Filed’ from CIBIL legally — if you follow…